Are you or your child in need of braces, but wondering if your insurance will cover the cost?
The good news is that many insurance plans do offer coverage for orthodontic treatment, including braces.
In this comprehensive guide, we’ll explore everything you need to know about what insurance covers braces.
Braces are a common form of orthodontic treatment used to correct misaligned teeth or jaws.
While braces can be effective in improving dental health and appearance, they can also come with a hefty price tag.
That’s why it’s important to understand what insurance covers braces to help offset the cost of treatment.
What Insurance Covers Braces?
Not all insurance plans cover orthodontic treatment, so it’s important to check with your insurance provider to see if braces are covered under your plan.
Generally, there are three types of insurance that may cover the cost of braces:
1. Dental Insurance
Dental insurance is the most common type of insurance that covers orthodontic treatment, including braces. However, coverage can vary widely depending on your plan. Some dental plans may cover only a portion of the cost of braces, while others may cover the entire cost up to a certain limit.
2. Health Insurance
Health insurance plans may also cover the cost of orthodontic treatment, including braces. However, this is less common than dental insurance coverage, and the amount of coverage can vary widely depending on the plan.
3. Discount Plans
Discount plans are not insurance, but they can provide discounts on dental and orthodontic treatment, including braces. These plans often have lower monthly premiums than insurance plans and may be a good option for those who don’t have insurance or whose insurance doesn’t cover the cost of braces.
What Orthodontic Treatment is Covered by Insurance?
While insurance plans that cover orthodontic treatment generally cover the cost of braces, they may not cover all types of braces or all types of orthodontic treatment. The specific coverage will depend on your plan, but generally, insurance plans will cover the cost of traditional metal braces.
Some insurance plans may also cover the cost of clear aligners, such as Invisalign, although this is less common. It’s important to check with your insurance provider to see what types of orthodontic treatment are covered under your plan.
How Much Does Braces Treatment Cost?
The cost of braces treatment can vary widely depending on several factors, including the type of braces used, the length of treatment, and the provider. On average, the cost of braces treatment can range from $3,000 to $7,000 or more.
What Are the Benefits of Braces Treatment?
Braces treatment can offer a range of benefits, including:
- Improved dental health: Braces can correct misaligned teeth, which can help improve dental health and reduce the risk of tooth decay and gum disease.
- Improved appearance: Braces can help improve the appearance of misaligned teeth, which can boost confidence and self-esteem.
- Improved speech: Misaligned teeth or jaws can affect speech, and braces can help correct these issues.
- Improved bite: Braces can correct issues with the bite, such as overbite or underbite, which can improve eating and reduce jaw pain.
FAQs about What Insurance Covers Braces
1. What if my insurance doesn’t cover braces?
If your insurance doesn’t cover the cost of braces, there are other options available to help offset the cost. Some orthodontic providers may offer payment plans or financing options, and discount plans can provide discounts on the cost of braces.