Are you planning to get dental implants but are concerned about the cost?
Dental implants can be expensive, with the average cost ranging from $3,000 to $6,000 per implant.
Fortunately, some insurance plans cover the cost of dental implants.
In this article, we’ll discuss everything you need to know about what insurance covers dental implants.
Dental implants are a popular option for replacing missing or damaged teeth. They are a long-lasting solution that can improve your oral health and quality of life.
However, the cost of dental implants can be a concern for many patients, especially if they don’t have dental insurance or their insurance plan doesn’t cover implants.
What Are Dental Implants?
Before we discuss insurance coverage, let’s first understand what dental implants are.
Dental implants are artificial tooth roots that are placed into the jawbone to support a replacement tooth or bridge.
They are typically made of titanium and are surgically implanted into the jawbone.
What Insurance Covers Dental Implants?
Dental implant coverage varies depending on your insurance plan. Most dental insurance plans do not cover dental implants, but some do.
Here are some insurance plans that may cover the cost of dental implants:
Medicare is a federal health insurance program for people who are 65 years or older, as well as those with certain disabilities or medical conditions. Unfortunately, Medicare does not cover dental implants unless they are medically necessary.
Medicaid is a joint federal and state program that provides health insurance for people with low incomes. Dental implant coverage under Medicaid varies by state, but it is typically limited to medically necessary procedures.
3. Private Dental Insurance
Some private dental insurance plans may cover the cost of dental implants, but it varies by plan. If you have private dental insurance, check with your insurance provider to see if dental implants are covered.
4. Discount Dental Plans
Discount dental plans are an alternative to traditional dental insurance. They offer discounted rates on dental services, including dental implants. However, the discount may not be significant enough to make a significant difference in the overall cost of the procedure.
How Much Does Dental Implant Insurance Cover?
If your insurance plan covers dental implants, the amount of coverage varies. Some plans cover the entire cost of the procedure, while others cover only a portion of the cost. The coverage amount may also depend on the reason for getting dental implants. For example, if the implants are medically necessary, your insurance plan may cover more of the cost.
What Factors Affect Dental Implant Insurance Coverage?
Several factors can affect dental implant insurance coverage. These include:
- Type of insurance plan: As mentioned earlier, some insurance plans cover dental implants, while others do not.
- Reason for getting implants: If your implants are medically necessary, your insurance plan may cover more of the cost.
- Insurance network: If your dentist is not in your insurance network, you may have to pay more out of pocket.
- Maximum benefit limit: Some insurance plans have a maximum annual benefit limit, which may affect how much coverage you receive.
1. Does dental insurance cover dental implants?
Most dental insurance plans do not cover dental implants, but some do. It’s important to check with your insurance provider to see if dental implants are covered under your plan.
2. How much do dental implants cost?
The cost of dental implants varies depending on the number of implants needed, your location, and other factors. On average, the cost of a single implant ranges from $3,000 to $6,000.